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Dean Hayes - FHA, USDA and VA financing in Skagit County, Burlington, Mount Vernon, Anacortes and Sedro Woolley

May 31 2013

FHA Mortgage Insurance Changes for June 3, 2013

This weekend, HUD will change how its FHA mortgage insurance is managed for all new files moving forward. Currently, FHA mortgage insurance can be removed after the loan-to-value (LTV) gets down to 78% of the last appraised value. Since FHA mortgage insurance is currently a whopping 1.35% annually, that’s a lot of money that can …

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Permanent link to this article: http://www.deanhayes.com/2013/05/31/fhamortgageinsurancechanges/

May 23 2013

Hometown Lending becomes Bay Equity

We are pleased to let you know Hometown Lending is changing its name to Bay Equity! For a little more than a year, Hometown Lending has been a part of Bay Equity Home Loans, and it has been a very successful relationship. While our name changes, our people and commitment to serving home loan borrowers …

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Permanent link to this article: http://www.deanhayes.com/2013/05/23/hometownlendingbecomesbayequity/

Dec 06 2012

November 2012 Non-Farm Payrolls Report May Show Hurricane Sandy Effects

If you are currently in the market for, or are undecided about a mortgage, consider locking your mortgage rate today. Friday’s Non-Farm Payrolls report represents mortgage rate risk.

Permanent link to this article: http://www.deanhayes.com/2012/12/06/non-farm-payroll-plan-november-2012/

Dec 05 2012

Short Sale : Writing A Letter Of Hardship

The short sale process starts with a letter of hardship.

Permanent link to this article: http://www.deanhayes.com/2012/12/05/short-sale-hardship-letter/

Dec 04 2012

How To Maintain Adequate Homeowners Insurance Coverage

Whether you’re buying a home, or own one already, revisit your hazard insurance regularly.

Permanent link to this article: http://www.deanhayes.com/2012/12/04/maintain-adequate-homeowners-insurance-coverage/

Dec 03 2012

A Look At This Week’s Mortgage Rates : December 3, 2012

This week, there is little on the U.S. economic calendar, save for Friday’s Non-Farm Payrolls report. Wall Street is expecting to see 80,000 net new jobs created in November, and a rise in the national Unemployment Rate to 8.0%.

Permanent link to this article: http://www.deanhayes.com/2012/12/03/mortgage-rates-week-ahead-december-3-2012/

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